Information For Employees

Applying for Benefits
Contact the Employees Retirement System of the City of St. Louis at (314) 622-3560 to make application for benefits.

Cost of Living Adjustments (COLAs) After Retirement
Cost of Living Adjustments (COLAs) after retirement.

Creditable Service
Learn the definition of creditable service.

Deferred Compensation Plan
Deferred compensation plan for city employees through Empower Retirement.

Deferred Retirement Option Plan (DROP)
Learn how the Deferred Retirement Option Plan (DROP) works.

Eligibility
Requirement to be a participant in the Employees Retirement System of the City of St. Louis.

Membership
Employee Retirement System Membership

Pension (Retirement) Formula
How final average compensation, creditable service, and Benefit Compensation Base (BCB) relates to the retirement formula.

Retirement Benefit Options
Life only benefit, joint and survivor annuity, ten year certain and life annuity benefit options.

Retirement Eligibility
Information on normal service retirement, early service retirement, rule of 85 retirement, and disability retirement.

Retirement Frequently Asked Questions
Frequently Asked Questions (Retirees)

Survivor Benefits
Death, deceased members, and survivor benefits.

Transfer/Purchase of Creditable Service
Learn about purchase of creditable service and transfer of creditable service.

Vested Accrued Retirement
Learn about vested and accrued retirement.

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