The Employee Benefits Section administers the full spectrum of employee benefit programs available to City employees and their families. The Benefits Section also administers the Retiree and COBRA insurance programs.
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The Employee Benefits Section provides a variety of programs to help meet the health and welfare needs of the City's diverse workforce, such as medical health insurance; pharmacy benefits; dental and life insurance; employee wellness program; cancer, intensive care, short-term disability, and accident insurance; deferred compensation, etc.
Review a basic summary of the City of St. Louis Benefits offered.
Medical, Pharmacy, Dental
The City offers two dental insurance plan. Providers are Dental Source and Delta Dental.
Medical Insurance for eligible City of St. Louis Employees is provided through Anthem Blue Cross Blue Shield
Prescription Drug Coverage
Learn about copays, covered drugs, generics and specialty prescriptions.
Transparency in Coverage
The Transparency in Coverage Rules require certain group health plans to disclose information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services.
Health Coverage Waiver Form
Complete only if you do not want coverage under the City Health Plan
New Employee Information
Information for new employees about benefits.
Open Enrollment for City of St. Louis
The 2024 open enrollment period is April 24-May 12, 2023.
Employees and their dependents may be eligible to join the plan outside of Open Enrollment if they qualify for special enrollment.
Cancer, Intensive Care, Short Term Disability, and Accident Insurance
Cancer, Intensive Care, Short Term Disability, and Accident Insurance are offered through both AFLAC and Washington National insurance companies.
Employee & Dependent Life Insurance
Employee and Dependent Life Insurance is offered through The Standard Insurance Company.
Legal insurance for employees is offered through MetLife.
Long-term Disability Insurance
The City of St. Louis offers Long-term Disability Insurance to eligible employees through The Hartford.
A vision discount for City employees is offered through Crown Vision Center.
City of St. Louis Benefit Premium Only Plan (POP)
Information Regarding the Premium Only Plan, A Section 125 Cafeteria Plan
The City of St. Louis offers the option of COBRA Group Health Plan coverage to eligible City employees.
The City of St. Louis offers an Employee Wellness Program funded through a partnership with BJC
HIPAA Privacy Notice
This notice describes how health information about you may be used and disclosed and how you can get access to this information.
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