Medical Insurance

Medical Insurance for eligible City of St. Louis Employees is provided through Anthem Blue Cross Blue Shield

Overview

The City offers active employees medical coverage through Anthem Blue Access PPO Choice. The City offers employees medical plans options: 

City Plans

  • High Plan 
  • Low Low
  • High Deductible Plan

Police Division Plans

  • Buy up Plan
  • Base Plan
  • High Deductible Plan

Open enrollment occurs annually in the Spring. View Open Enrollment information.

Anthem Coverage

Plan Year 2024-2025

Review Anthem Medical Documents for City and Police employees.

Plan Year 2023-2024

Review Anthem Medical Booklet for each Medical Plan Option.

View Summary of Benefits and Coverage for Anthem High Option, Low Option, High Deductible Option.

Plan Year 2022-2023

Review Certificates of Coverage (COC) for the Plans.

View Condensed Summary of Benefits for City and Police Division Active, Retiree, and COBRA Plans. 

Express Scripts Prescription Drug Benefits

Need to Make A Change?

Eligible employees must submit enrollment forms within 31 calendar days of employment, during the annual open enrollment period, or within 31 calendar days of a qualifying life change event (for example, marriage, birth of a child, divorce, loss of coverage, court support order, etc.).

If you would like to make a change to your medical enrollment during one of these periods, please complete the medical insurance enrollment/change form below. If you are adding a spouse or dependent, please also provide the necessary dependent documentation. Information on acceptable dependent documentation can be found at the link below.

Once complete, please submit the enrollment form along with all necessary documentation to your payroll specialist or email the complete request to cityemployeebenefits@stlouis-mo.gov.

Anthem Enrollment and Change Form

Medical Insurance Enrollment/Change Form

Accepted Dependent Documentation required in order to add dependents to your medical plan.

Employee Eligibility

Eligible employees must submit enrollment forms within 31 calendar days of employment, during the annual open enrollment period, or within 31 calendar days of a qualifying life change event (for example, marriage, birth of a child, divorce, loss of coverage, court support order, etc.).

Employee Cost

Employee cost paid by Employer up to an amount determined by the City. Following are the biweekly rates are in force from June 18, 2023 to June 29, 2024.

Anthem Biweekly Premium Rates
Anthem BCBS High Plan Low Plan High Deductible Plan
Coverage type Biweekly cost Biweekly cost Biweekly cost
Employee Only $80.31 $18.97 $0.00
Employee & Chil(dren) $347.40 $162.32 $84.46
Employee & Spouse** $473.91 $254.95 $164.08
Employee & Family** $853.15 $532.66 $403.06
**Includes domestic partner
Anthem Biweekly Premium Rates
Anthem BCBS Buy up Plan Base Plan High Deductible Plan
Coverage type Biweekly cost Biweekly cost Biweekly cost
Employee Only $41.79 $0.00 $0.00
Employee & Chil(dren) $260.89 $187.71 $167.90
Employee & Spouse** $333.90 $250.25 $223.93
Employee & Family** $553.02 $437.99 $391.83
**Includes domestic partner

Anthem provides medical coverage to employees and dependents and Express Scripts provides prescription drug coverage.

Notices and Disclosures

Learn more about perscription drug coverage, medicare part D, COBRA notice, and special enrollment and other important notices.

View Important Notices and Disclosures.

Retiree Medical Insurance

Retired city employee are eligible for medical insurance under the City of St. Louis Plans.

View Information on Retiree Medical Insurance.

COBRA Medical Insurance

Employees who lose coverage under the City of St. Louis health plans (including retirees) are eligible for COBRA continuation coverage.

View Information on COBRA Medical Insurance.

Contact 

If you are an enrolled employee of the City and currently have questions about your coverage you can contact the following numbers for information:

  • Anthem: 1-844-404-2102
  • Express Scripts: 1-866-595-7317

Mail completed enrollments to:

Employee Benefits Section
1114 Market Street, Suite 700
St. Louis, Missouri  63101
  • City Employee Benefits Fax: 314-622-4719

Email: CityEmployeeBenefits@stlouis-mo.gov

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