GOV
Medical Insurance
Medical Insurance for eligible City of St. Louis Employees is provided through Anthem Blue Cross Blue Shield
Overview
The City offers active employees medical coverage through Anthem Blue Access PPO Choice. The City offers employees medical plans options:
City Plans
- High Plan
- Low Low
- High Deductible Plan
Police Division Plans
- Buy up Plan
- Base Plan
- High Deductible Plan
Open enrollment occurs annually in the Spring. View Open Enrollment information.
Anthem Coverage
Plan Year 2024-2025
Review Anthem Medical Documents for City and Police employees.
Plan Year 2023-2024
Review Anthem Medical Booklet for each Medical Plan Option.
View Summary of Benefits and Coverage for Anthem High Option, Low Option, High Deductible Option.
Plan Year 2022-2023
- City Active Anthem Booklet 2022-2023
- Anthem Active Anthem Booklet 2022-2023 (Bosnian)
- PD Active Anthem Booklet 2022-2023
- PD Active Anthem Booklet 2022-2023 (Bosnian)
- City Retiree Anthem Booklet 2022-2023
- PD Retiree Anthem Booklet 2022-2023
- City COBRA Anthem Booklet 2022-2023
- PD COBRA Anthem Booklet 2022-2023
Review Certificates of Coverage (COC) for the Plans.
View Condensed Summary of Benefits for City and Police Division Active, Retiree, and COBRA Plans.
Express Scripts Prescription Drug Benefits
Need to Make A Change?
Eligible employees must submit enrollment forms within 31 calendar days of employment, during the annual open enrollment period, or within 31 calendar days of a qualifying life change event (for example, marriage, birth of a child, divorce, loss of coverage, court support order, etc.).
If you would like to make a change to your medical enrollment during one of these periods, please complete the medical insurance enrollment/change form below. If you are adding a spouse or dependent, please also provide the necessary dependent documentation. Information on acceptable dependent documentation can be found at the link below.
Once complete, please submit the enrollment form along with all necessary documentation to your payroll specialist or email the complete request to cityemployeebenefits@stlouis-mo.gov.
Anthem Enrollment and Change Form
Medical Insurance Enrollment/Change Form
Accepted Dependent Documentation required in order to add dependents to your medical plan.
Employee Eligibility
Eligible employees must submit enrollment forms within 31 calendar days of employment, during the annual open enrollment period, or within 31 calendar days of a qualifying life change event (for example, marriage, birth of a child, divorce, loss of coverage, court support order, etc.).
Employee Cost
Employee cost paid by Employer up to an amount determined by the City. Following are the biweekly rates are in force from June 18, 2023 to June 29, 2024.
| Anthem BCBS | High Plan | Low Plan | High Deductible Plan |
|---|---|---|---|
| Coverage type | Biweekly cost | Biweekly cost | Biweekly cost |
| Employee Only | $80.31 | $18.97 | $0.00 |
| Employee & Chil(dren) | $347.40 | $162.32 | $84.46 |
| Employee & Spouse** | $473.91 | $254.95 | $164.08 |
| Employee & Family** | $853.15 | $532.66 | $403.06 |
| **Includes domestic partner | |||
| Anthem BCBS | Buy up Plan | Base Plan | High Deductible Plan |
|---|---|---|---|
| Coverage type | Biweekly cost | Biweekly cost | Biweekly cost |
| Employee Only | $41.79 | $0.00 | $0.00 |
| Employee & Chil(dren) | $260.89 | $187.71 | $167.90 |
| Employee & Spouse** | $333.90 | $250.25 | $223.93 |
| Employee & Family** | $553.02 | $437.99 | $391.83 |
| **Includes domestic partner | |||
Anthem provides medical coverage to employees and dependents and Express Scripts provides prescription drug coverage.
Notices and Disclosures
Learn more about perscription drug coverage, medicare part D, COBRA notice, and special enrollment and other important notices.
Retiree Medical Insurance
Retired city employee are eligible for medical insurance under the City of St. Louis Plans.
COBRA Medical Insurance
Employees who lose coverage under the City of St. Louis health plans (including retirees) are eligible for COBRA continuation coverage.
Contact
If you are an enrolled employee of the City and currently have questions about your coverage you can contact the following numbers for information:
- Anthem: 1-844-404-2102
- Express Scripts: 1-866-595-7317
Mail completed enrollments to:
Employee Benefits Section1114 Market Street, Suite 700
St. Louis, Missouri 63101
- City Employee Benefits Fax: 314-622-4719
